Frequently Asked Questions
Maybe you have a few questions. That’s okay; most people do. Here is a quick collection of some of the questions people ask us, along with our answers. If you still have a question, don’t hesitate to contact us anytime. We would be happy to answer it for you.
Q: Will you be listing my house on the MLS or actually buying it?
A: That’s an excellent question and a common one we get from sellers. Unlike real estate agents who list homes on the MLS (Multiple Listing Service) and hope to find a buyer, we are professional home buyers. This means we are not here to market your property or wait for someone else to buy it-we buy your house directly from you. Because we use our own cash funds, there’s no bank financing involved, which eliminates the risk of the deal falling through due to loan denials or appraisal issues. Once we purchase your home, we may choose to repair and resell it to another homeowner or keep it as a rental property ourselves. The key takeaway is that you get a guaranteed sale without the uncertainty and delays of listing on the market.
Q: How are you different from a real estate agent?
A: The biggest difference is in how we operate and what you can expect as a seller. Real estate agents act as intermediaries-they list your home, market it, and show it to potential buyers. This process can take several months, sometimes 4 to 6 months or longer depending on the market. Additionally, agents typically charge a commission of 3% to 6% of the sale price, which cuts into your proceeds. On the other hand, we are direct buyers. We make cash offers and can close within days, not months. There are no showings, no waiting for financing approval, and no commissions to pay. We take on the risk of buying your home “as-is,” handle any necessary repairs, and then resell or rent the property ourselves. This makes the process faster, simpler, and more predictable for you.
Looking for this to be broken down further? Here’s a comparison chart to give an overview:
Selling w/ A Fresno Agent | SOLD To Saini Buys Houses | |
---|---|---|
Commissions / Fees: | Up to 6%, paid by you, the seller | None |
Who Pays Closing Costs? | 2% on average is paid by you, the seller | We pay all costs. |
Inspection & Financing Contingency*: | Yes, sales can fall through. | None needed |
Appraisal Needed: | Yes, the sale is often subject to appraisal. | No, we make cash offers. |
Average Days Until Sold: | +/- 91 Days | We provide immediate cash offers. |
Number of Showings: | It Depends | 1 (Just Us) |
Closing Date: | 30-60+/- days after accepting the buyer’s offer | The date of YOUR CHOICE. |
Who Pays For Repairs? | Negotiated during the inspection period | We pay for all repairs. |
Q: Do you pay fair prices for properties?
A: We understand that price is a major concern for sellers. While it’s true that many of the homes we purchase are below market value, our offers are always fair and based on careful analysis. We factor in the current condition of your property, the local market trends, and the cost of any repairs or improvements needed. Our goal is to find a price that works for both you and us-a price that reflects the convenience, speed, and certainty we provide. Many sellers appreciate that they don’t have to spend time or money fixing up their home, pay agent commissions, or wait months for a sale. You are under no obligation to accept our offer, but it’s valuable to know what we can offer so you can make an informed decision.
Q: How do you determine the price to offer on my house?
A: Transparency is very important to us. When we evaluate your home, we look at several key factors. First, we consider the location of your property and how it compares to similar homes in your neighborhood. Next, we assess the current condition of your house and estimate the cost of any repairs or updates needed to make it market-ready. We also review recent sales data for comparable properties to understand the fair market value. By combining all this information, we arrive at a fair offer price that reflects both the value of your home and the investment we’ll need to make. We’re always happy to explain our pricing process in detail so you feel comfortable and confident in the offer we present.
Q: Are there any fees or commissions to work with you?
A: One of the biggest advantages of selling your home to us is that there are absolutely no fees or commissions. Unlike traditional sales where you might pay 5% to 6% in realtor commissions plus closing costs, when you sell directly to us, you keep 100% of the agreed-upon sale price. We often cover all closing costs, which means you don’t have to worry about paying for title insurance, escrow fees, or transfer taxes. This can save you thousands of dollars. Our business model relies on purchasing homes at a fair price, making any necessary repairs, and then reselling the property. The risk and responsibility are on us, so you can walk away without any hidden costs or surprises.
Q: Do I need to clean or repair my house before selling?
A: Not at all. One of the biggest benefits of working with a cash buyer like us is that we purchase homes in “as-is” condition. Whether your house needs minor cosmetic fixes or major structural repairs, you don’t have to lift a finger. You don’t need to spend time cleaning, decluttering, or staging your home for showings. Even if your property has issues like a leaking roof, outdated electrical systems, or a damaged foundation, we’ll still consider it. This saves you both time and money, allowing you to sell quickly without the stress or expense of repairs.
Q: How quickly can you close on my house?
A: We pride ourselves on offering some of the fastest closing times in the industry. Because we pay cash and don’t rely on bank financing, we can close in as little as 7 days from the time you accept our offer. This is a huge advantage if you’re facing urgent circumstances like a job relocation, financial hardship, or foreclosure. If you need more time to move or coordinate logistics, we’re flexible and can work with your schedule to set a closing date that suits you. Our goal is to make the process as smooth and convenient as possible.
Q: What if my house is in foreclosure or I have financial problems?
A: We understand that financial difficulties can be overwhelming, and we specialize in helping homeowners in tough situations. If your house is in foreclosure, behind on mortgage payments, or you have liens or other debts attached to the property, we can often help you avoid foreclosure by purchasing your home quickly. Because we close fast and pay cash, we can stop the foreclosure process before it damages your credit further. We also work with sellers who have tax liens, bankruptcy, or other financial challenges. Our goal is to provide a fresh start by relieving you of the burden of the property and related payments.
Q: Is there any obligation when I request an offer?
A: Absolutely not. When you contact us and provide some basic information about your property, we’ll review the details and may reach out to learn more. Then, we’ll present you with a fair, no-obligation cash offer. You are under no pressure to accept, and you can take as much time as you need to consider our offer. Our priority is to provide you with options and information so you can make the best decision for your unique situation. If you decide not to sell to us, that’s completely fine-there’s no cost or obligation on your part.
Q: What happens after I accept your offer?
A: Once you accept our offer, we take care of everything else. We’ll handle all the paperwork, coordinate with a reputable local title company, and schedule a closing date that works for you. On closing day, you’ll receive your cash payment, and the property ownership will transfer smoothly and legally. We strive to make this final step as hassle-free as possible so you can move forward with peace of mind. After closing, the responsibility for the property and any repairs shifts to us, and you’re free from any further obligations.
These expanded answers provide clear, thorough explanations that build trust, address common concerns, and showcase the value of selling to a cash home buyer. Let me know if you want me to tailor these further or add any specific details!
DOWNLOAD our free guide that walks you through the Pros and Cons (plus the cost and timeline) of selling your house to a real estate investor versus the pros, cons, and costs of the other two alternatives – listing with an agent or selling it yourself.
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